Insuring Your Jewelry

FREE US SHIPPING | RINGS HANDCRAFTED IN NORTH CAROLINA

Personal Jewelry Insurance by Jewelers Mutual Group

Jewelers Mutual Group has provided the content on this page. 

Protect your purchase with the jewelry insurance experts

Rustic & Main has collaborated with Jewelers Mutual, the leader in jewelry insurance, to remind you of the importance of protecting your beautiful and timeless jewelry from loss, theft, damage and even
disappearance. Whether it’s an engagement ring or a gift to yourself, protecting your jewelry is quick, easy and allows you to wear without worry.

A policy from Jewelers Mutual typically costs 1—2% of the jewelry’s value per year and checking how much it will cost you takes less than a minute. 

Make sure to enter our four-digit jeweler code 4467 when requesting your free no-obligation quote directly from Jewelers Mutual using the button below.

Get My Free Quote


About Jewelers Mutual 

For over 100 years, Jewelers Mutual has been offering jewelry protection from loss, damage, theft and even disappearance. Your most prized jewelry possessions don’t simply reflect light, they are reflections of you and of life’s most important moments. When you’re covered by Jewelers Mutual, you have the
ability to wear your jewelry without worry. 

Jewelers Mutual personal jewelry insurance advantages include: 

  • Comprehensive worldwide coverage while traveling that may extend beyond ordinary
    homeowners insurance 
  • Protection against theft, damage, accidental loss and disappearance 
  • The option to choose your own jeweler for repair or replacement 
  • Repair of damaged jewelry with the same level of quality as the original 
  • Replacement of lost jewelry with the same kind and quality 
  • Passionate GIA Graduate Gemologists on staff 

If you have any questions about insuring your jewelry with Jewelers Mutual, please email personaljewelry@jminsure.com or call them at 888-884-2424.

Our waver of liability

By clicking the button above, you move to a Jewelers Mutual website and authorize Jewelers Mutual to securely obtain and save details of your purchase for the purpose of calculating a no-obligation insurance quote. Retrieved information may include your name and address. 

The content of this page is provided by Jewelers Mutual. Your jeweler is not a licensed agent of Jewelers
Mutual and does not sell or recommend insurance. Any coverage is subject to acceptance by the insurer
and to policy terms and conditions. 

*Insurance coverage only available in the United States (all 50 states and the District of Columbia) and Canada (excluding Quebec). Must be at least 18 years of age to apply for insurance. Although Rustic & Main may offer opinions to consumers about the importance of protecting their purchases, Rustic & Main is not a licensed agent and does not sell or offer advice about insurance. Any/all decisions for protecting jewelry must be made by the consumer, following information gathering. The purchase of insurance must be done by direct interaction with an insurer or license insurance agent.  

Coverage is subject to the provisions, limitations, exclusions and endorsements in the policy and the level
of coverage you select. Coverage is offered by either Jewelers Mutual Insurance Company, SI (a stock
insurer) or JM Specialty Insurance Company.

Policyholders of both insurers are members of Jewelers
Mutual Holding Company. Any coverage is subject to acceptance by the insurer and to policy terms and
conditions.